Question 1

Do you still need a BIC?

Accepted Answer

Inside SEPA, most euro transfers no longer require one: the IBAN alone is enough. You will still be asked for a BIC on many international transfers, older payment forms and some payroll or invoicing systems.

Question 2

BIC or SWIFT code?

Accepted Answer

The same thing. BIC is the official name (Business Identifier Code, ISO 9362); SWIFT is the organisation that issues them, so the code is often called a SWIFT code.

Question 3

Why can’t a BIC be calculated from an IBAN?

Accepted Answer

An IBAN contains a national bank identifier, not the BIC. The two are linked by directories that each country’s central bank or payments body maintains, which is what this tool looks up.

Identifier	Primary BIC	Branch BICs	Status
16000	BTVAAT22	— none published	Current
16300	BTVAAT22	— none published	Current
16310	BTVAAT22	— none published	Current
16320	BTVAAT22	— none published	Current
16330	BTVAAT22	— none published	Current
16340	BTVAAT22	— none published	Current
16350	BTVAAT22	— none published	Current
16360	BTVAAT22	— none published	Current
16370	BTVAAT22	— none published	Current
16380	BTVAAT22	— none published	Current
16390	BTVAAT22	— none published	Current
16400	BTVAAT22	— none published	Current
16410	BTVAAT22	— none published	Current
16420	BTVAAT22	— none published	Current
16430	BTVAAT22	— none published	Current
16440	BTVAAT22	— none published	Current
16450	BTVAAT22	— none published	Current
16460	BTVAAT22	— none published	Current

BTV Vier Länder Bank AG

BIC / SWIFT codes · 1

Bank identifiers in Austria IBANs · 18