Question 1

Do you still need a BIC?

Accepted Answer

Inside SEPA, most euro transfers no longer require one: the IBAN alone is enough. You will still be asked for a BIC on many international transfers, older payment forms and some payroll or invoicing systems.

Question 2

BIC or SWIFT code?

Accepted Answer

The same thing. BIC is the official name (Business Identifier Code, ISO 9362); SWIFT is the organisation that issues them, so the code is often called a SWIFT code.

Question 3

Why can’t a BIC be calculated from an IBAN?

Accepted Answer

An IBAN contains a national bank identifier, not the BIC. The two are linked by directories that each country’s central bank or payments body maintains, which is what this tool looks up.

Identifier	Primary BIC	Branch BICs	Status
18160	VBOEATWW	— none published	Current
40000	VBOEATWW	— none published	Current
40100	VBOEATWW	— none published	Current
40430	VBOEATWW	— none published	Current
41600	VBOEATWW	— none published	Current
42750	VBOEATWW	— none published	Current
43000	VBOEATWW	— none published	Current
43600	VBOEATWW	— none published	Current
43610	VBOEATWW	— none published	Current
43690	VBOEATWW	— none published	Current
44430	VBOEATWW	— none published	Current
44570	VBOEATWW	— none published	Current
46660	VBOEATWW	— none published	Current
49220	VBOEATWW	— none published	Current
49460	VBOEATWW	— none published	Current

VOLKSBANK WIEN AG

BIC / SWIFT codes · 1

Bank identifiers in Austria IBANs · 15