Question 1

Do you still need a BIC?

Accepted Answer

Inside SEPA, most euro transfers no longer require one: the IBAN alone is enough. You will still be asked for a BIC on many international transfers, older payment forms and some payroll or invoicing systems.

Question 2

BIC or SWIFT code?

Accepted Answer

The same thing. BIC is the official name (Business Identifier Code, ISO 9362); SWIFT is the organisation that issues them, so the code is often called a SWIFT code.

Question 3

Why can’t a BIC be calculated from an IBAN?

Accepted Answer

An IBAN contains a national bank identifier, not the BIC. The two are linked by directories that each country’s central bank or payments body maintains, which is what this tool looks up.

Identifier	Primary BIC	Branch BICs	Status
109	CTBKBEBX	— none published	Current
110	CTBKBEBX	— none published	Current
113	CTBKBEBX	— none published	Current
114	CTBKBEBX	— none published	Current
119	CTBKBEBX	— none published	Current
120	CTBKBEBX	— none published	Current
121	CTBKBEBX	— none published	Current
122	CTBKBEBX	— none published	Current
123	CTBKBEBX	— none published	Current
124	CTBKBEBX	— none published	Current
127	CTBKBEBX	— none published	Current
129	CTBKBEBX	— none published	Current
131	CTBKBEBX	— none published	Current
133	CTBKBEBX	— none published	Current
134	CTBKBEBX	— none published	Current
595	CTBKBEBX	— none published	Current
596	CTBKBEBX	— none published	Current
597	CTBKBEBX	— none published	Current
598	CTBKBEBX	— none published	Current
599	CTBKBEBX	— none published	Current
600	CTBKBEBX	— none published	Current
601	CTBKBEBX	— none published	Current
950	CTBKBEBX	— none published	Current
951	CTBKBEBX	— none published	Current
952	CTBKBEBX	— none published	Current
953	CTBKBEBX	— none published	Current
954	CTBKBEBX	— none published	Current
955	CTBKBEBX	— none published	Current
956	CTBKBEBX	— none published	Current
957	CTBKBEBX	— none published	Current
958	CTBKBEBX	— none published	Current
959	CTBKBEBX	— none published	Current

Beobank

BIC / SWIFT codes · 1

Bank identifiers in Belgium IBANs · 32