Do you still need a BIC?

Inside SEPA, most euro transfers no longer require one: the IBAN alone is enough. You will still be asked for a BIC on many international transfers, older payment forms and some payroll or invoicing systems.

The same thing. BIC is the official name (Business Identifier Code, ISO 9362); SWIFT is the organisation that issues them, so the code is often called a SWIFT code.

Why can’t a BIC be calculated from an IBAN?

An IBAN contains a national bank identifier, not the BIC. The two are linked by directories that each country’s central bank or payments body maintains, which is what this tool looks up.

Banks in Germany.

420 institutions that currently hold a bank identifier used in Germany IBANs, with the BIC each one maps to.

Sparkasse DillenburgSpk Dillenburg1 branch BIC1 identifier
Sparkasse Dinslaken-Voerde-Hünxe -alt-Spk Dinslaken-Voerde-Hünxe1 branch BIC1 identifier
Sparkasse Donauwörth -alt-1 branch BIC1 identifier
Sparkasse Donnersberg1 branch BIC1 identifier
Sparkasse DortmundDORTDE331 identifier
Sparkasse Duderstadt1 branch BIC1 identifier
Sparkasse DuisburgSpk DuisburgDUISDE331 identifier
Sparkasse DürenSDUEDE331 identifier
Sparkasse Eckernförde -alt-1 branch BIC1 identifier
Sparkasse Eichstätt -alt-1 branch BIC1 identifier
Sparkasse Einbeck1 branch BIC1 identifier
Sparkasse Elbe-Elster1 branch BIC1 identifier
Sparkasse ElmshornSpk Elmshorn1 branch BIC1 identifier
Sparkasse Emden1 branch BIC1 identifier
Sparkasse EmslandSpk Emsland1 branch BIC1 identifier
Sparkasse Engen-GottmadingenSpk Engen-Gottmadingen1 branch BIC1 identifier
Sparkasse Ennepetal-Breckerfeld -alt-Spk Ennepetal-Brecker.-alt-1 branch BIC1 identifier
Sparkasse Erwitte-Anröchte -alt-Spk Erwitte-Anröchte -alt-1 branch BIC1 identifier
Sparkasse EssenSPESDE3E1 identifier
Sparkasse Ettlingen -alt-1 branch BIC1 identifier
Sparkasse Finnentrop -alt-Spk Finnentrop -alt-1 branch BIC1 identifier
Sparkasse Forchheim1 branch BIC1 identifier
Sparkasse Freiburg-Nördlicher BreisgauSpk Freiburg-Nördl BreisgauFRSPDE661 identifier
Sparkasse Freising Moosburg1 branch BIC1 identifier
Sparkasse Freyung-GrafenauSpk Freyung-Grafenau1 branch BIC1 identifier
Sparkasse Fröndenberg -alt-1 branch BIC1 identifier
Sparkasse Fulda1 branch BIC1 identifier
Sparkasse FürstenfeldbruckSpk Fürstenfeldbruck1 branch BIC1 identifier
Sparkasse FürthSpk Fürth1 branch BIC1 identifier
Sparkasse Gelsenkirchen1 branch BIC1 identifier
Sparkasse Gengenbach -alt-Spk Gengenbach -alt-1 branch BIC1 identifier
Sparkasse Gera-GreizSpk Gera-Greiz1 branch BIC1 identifier
Sparkasse Germersheim-Kandel -alt-Spk Kandel Pfalz -alt-1 branch BIC1 identifier
Sparkasse Geseke1 branch BIC1 identifier
Sparkasse GießenSKGIDE5F1 identifier
Sparkasse Goslar/Harz -alt-1 branch BIC1 identifier
Sparkasse Göttingen1 branch BIC1 identifier
Sparkasse Gronau -alt-Spk Gronau -alt-1 branch BIC1 identifier
Sparkasse Grünberg1 branch BIC1 identifier
Sparkasse GummersbachSpk Gummersbach1 branch BIC1 identifier
Sparkasse Günzburg-Krumbach -alt-Spk Günzburg-Krumbach -alt-1 branch BIC1 identifier
Sparkasse Gütersloh-Rietberg-VersmoldSpk.Gütersl.-Rietb.-Versmo.1 branch BIC1 identifier
Sparkasse Hameln-WeserberglandSpk Hameln-Weserbergland1 branch BIC1 identifier
Sparkasse Hamm1 branch BIC1 identifier
SPARKASSE HANAU1 branch BIC1 identifier
Sparkasse HanauerlandSpk Hanauerland Kehl1 branch BIC1 identifier
Sparkasse HannoverSPKHDE2H1 identifier
Sparkasse Harburg-BuxtehudeSpk Harburg-Buxtehude1 branch BIC1 identifier
Sparkasse Hattingen1 branch BIC1 identifier
Sparkasse Hegau-Bodensee1 branch BIC1 identifier
Sparkasse HeidelbergSpk Heidelberg1 branch BIC1 identifier
Sparkasse Heiligenhaus -alt-Spk Heiligenhaus -alt-1 branch BIC1 identifier
Sparkasse Hellweg-Lippe1 branch BIC1 identifier
Sparkasse Hennef -alt-1 branch BIC1 identifier
Sparkasse Hennstedt-Wesselburen -alt-Spk Hennst.-Wesselb. -alt-1 branch BIC1 identifier
Sparkasse HerfordWLAHDE441 identifier
Sparkasse Hilden-Ratingen-VelbertSparkasse HRV1 branch BIC1 identifier
Sparkasse Hildesheim Goslar PeineSparkasse HGP1 branch BIC1 identifier
Sparkasse HochfrankenSpk Hochfranken1 branch BIC1 identifier
Sparkasse Hochfranken -alt-Spk Hochfranken -alt-1 branch BIC1 identifier