Do you still need a BIC?

Inside SEPA, most euro transfers no longer require one: the IBAN alone is enough. You will still be asked for a BIC on many international transfers, older payment forms and some payroll or invoicing systems.

The same thing. BIC is the official name (Business Identifier Code, ISO 9362); SWIFT is the organisation that issues them, so the code is often called a SWIFT code.

Why can’t a BIC be calculated from an IBAN?

An IBAN contains a national bank identifier, not the BIC. The two are linked by directories that each country’s central bank or payments body maintains, which is what this tool looks up.

Banks in Germany.

420 institutions that currently hold a bank identifier used in Germany IBANs, with the BIC each one maps to.

Sparkasse HochrheinSKHRDE6W1 identifier
Sparkasse Hochsauerland -alt-Spk Hochsauerland -alt-1 branch BIC1 identifier
Sparkasse HochschwarzwaldSpk Hochschwarzwald T-Neust1 branch BIC1 identifier
Sparkasse HockenheimSpk Hockenheim1 branch BIC1 identifier
Sparkasse Hohenlohekreis1 branch BIC1 identifier
Sparkasse Hohenwestedt -alt-Spk Hohenwestedt -alt-1 branch BIC1 identifier
Sparkasse HolsteinSpk Holstein Eutin1 branch BIC1 identifier
Sparkasse Höxter -alt-Spk Höxter Brakel -alt-1 branch BIC1 identifier
Sparkasse im Landkreis ChamSpk im Landkreis Cham1 branch BIC1 identifier
Sparkasse im Landkreis Neustadt a.d. Aisch - Bad WindsheimSparkasse i. Lkr. NEA-BWI1 branch BIC1 identifier
Sparkasse im Landkreis SchwandorfSpk im Landkreis Schwandorf1 branch BIC1 identifier
Sparkasse Ingolstadt EichstättSpk Ingolstadt Eichstätt1 branch BIC1 identifier
Sparkasse Jena-Saale-HolzlandSpk Jena-Saale-Holzland1 branch BIC1 identifier
Sparkasse Jerichower Land -alt-Spk Jerichower Land -alt-1 branch BIC1 identifier
Sparkasse KaiserslauternSpk Kaiserslautern1 branch BIC1 identifier
Sparkasse Kamen -alt-1 branch BIC1 identifier
Sparkasse KarlsruheSpk KarlsruheKARSDE661 identifier
Sparkasse Kierspe-MeinerzhagenSpk Kierspe-Meinerzhagen1 branch BIC1 identifier
Sparkasse KinzigtalSpk Kinzigtal1 branch BIC1 identifier
Sparkasse Koblenz1 branch BIC1 identifier
Sparkasse KölnBonnCOLSDE331 identifier
Sparkasse Kraichgau Bruchsal-Bretten-SinsheimSpk KraichgauBRUSDE661 identifier
Sparkasse KrefeldSPKRDE331 identifier
Sparkasse Kreis Plön -alt-Spk Kreis Plön -alt-1 branch BIC1 identifier
Sparkasse Kulmbach-KronachSpk Kulmbach-Kronach1 branch BIC1 identifier
Sparkasse Landsberg-DießenSpk Landsberg-Dießen1 branch BIC1 identifier
Sparkasse LandshutSpk Landshut1 branch BIC1 identifier
Sparkasse Langen-SeligenstadtSpk Langen-Seligenstadt1 branch BIC1 identifier
Sparkasse Laubach-Hungen1 branch BIC1 identifier
Sparkasse LeerWittmund1 branch BIC1 identifier
Sparkasse Lemgo1 branch BIC1 identifier
Sparkasse Leverkusen1 branch BIC1 identifier
Sparkasse Lippstadt -alt-Spk Lippstadt -alt-1 branch BIC1 identifier
Sparkasse Lörrach-RheinfeldenSparkasse Lörrach-RheinfeldSKLODE661 identifier
Sparkasse Lüdenscheid -alt-Spk Lüdenscheid -alt-1 branch BIC1 identifier
Sparkasse LüneburgSpk Lüneburg1 branch BIC1 identifier
Sparkasse MagdeBurgSpk MDB1 branch BIC1 identifier
Sparkasse Mainfranken WürzburgSpk Mainfranken Würzburg1 branch BIC1 identifier
Sparkasse Mainz -alt-1 branch BIC1 identifier
Sparkasse Mansfeld-Südharz1 branch BIC1 identifier
Sparkasse Marburg-BiedenkopfSpk Marburg-Biedenkopf1 branch BIC1 identifier
Sparkasse Markgräflerland1 branch BIC1 identifier
Sparkasse Märkisches Sauerland Hemer-MendenSpk Märkisches Sauerland1 branch BIC1 identifier
Sparkasse Mecklenburg-NordwestSpk Mecklenburg-Nordwest1 branch BIC1 identifier
Sparkasse Mecklenburg-SchwerinSpk Mecklenburg-Schwerin1 branch BIC1 identifier
Sparkasse Mecklenburg-StrelitzSpk Mecklenburg-Strelitz1 branch BIC1 identifier
Sparkasse MeißenSpk Meißen1 branch BIC1 identifier
Sparkasse Merzig-WadernSpk Merzig-WadernMERZDE551 identifier
Sparkasse Miltenberg-Obernburg -alt-Spk Miltenberg-Obernb.-alt-1 branch BIC1 identifier
Sparkasse Minden-Lübbecke1 branch BIC1 identifier
Sparkasse Mittelfranken-SüdSpk Mittelfranken-Süd1 branch BIC1 identifier
Sparkasse MittelholsteinSpk Mittelholst Rendsburg1 branch BIC1 identifier
Sparkasse Mittelmosel-Eifel Mosel HunsrückSpk Mittelmosel EMH1 branch BIC1 identifier
Sparkasse MittelsachsenSpk Mittelsachsen1 branch BIC1 identifier
Sparkasse Mittelsachsen -alt-Spk Mittelsachsen -alt-1 branch BIC1 identifier
Sparkasse MittelthüringenSpk Mittelthüringen1 branch BIC1 identifier
Sparkasse Mitten im SauerlandSpk Mitten im Sauerland1 branch BIC1 identifier
Sparkasse Mitten im Sauerland -alt-Spk Mitten im Sauerl. -alt-1 branch BIC1 identifier
Sparkasse MuldentalSpk Muldental1 branch BIC1 identifier
Sparkasse Mülheim an der RuhrSpk Mülheim an der RuhrSPMHDE3E1 identifier