Question 1

Do you still need a BIC?

Accepted Answer

Inside SEPA, most euro transfers no longer require one: the IBAN alone is enough. You will still be asked for a BIC on many international transfers, older payment forms and some payroll or invoicing systems.

Question 2

BIC or SWIFT code?

Accepted Answer

The same thing. BIC is the official name (Business Identifier Code, ISO 9362); SWIFT is the organisation that issues them, so the code is often called a SWIFT code.

Question 3

Why can’t a BIC be calculated from an IBAN?

Accepted Answer

An IBAN contains a national bank identifier, not the BIC. The two are linked by directories that each country’s central bank or payments body maintains, which is what this tool looks up.

Identifier	Primary BIC	Branch BICs	Status
28700003	POLUPLPR	— none published	Current
86420002	POLUPLPR	— none published	Current
86420015	POLUPLPR	— none published	Current
86421012	POLUPLPR	— none published	Current
86421025	POLUPLPR	— none published	Current
86421038	POLUPLPR	— none published	Current
86421041	POLUPLPR	— none published	Current
86421067	POLUPLPR	— none published	Current
86421070	POLUPLPR	— none published	Current
86421083	POLUPLPR	— none published	Current
86421096	POLUPLPR	— none published	Current
86421100	POLUPLPR	— none published	Current
86421113	POLUPLPR	— none published	Current
86421126	POLUPLPR	— none published	Current
86421139	POLUPLPR	— none published	Current
86421142	POLUPLPR	— none published	Current
86421155	POLUPLPR	— none published	Current
86421168	POLUPLPR	— none published	Current
86421171	POLUPLPR	— none published	Current
86421184	POLUPLPR	— none published	Current
86421197	POLUPLPR	— none published	Current
86421201	POLUPLPR	— none published	Current
90680003	POLUPLPR	— none published	Current
90681013	POLUPLPR	— none published	Current

Bank Nowy Spółka Akcyjna

BIC / SWIFT codes · 1

Bank identifiers in Poland IBANs · 24