Question 1

Do you still need a BIC?

Accepted Answer

Inside SEPA, most euro transfers no longer require one: the IBAN alone is enough. You will still be asked for a BIC on many international transfers, older payment forms and some payroll or invoicing systems.

Question 2

BIC or SWIFT code?

Accepted Answer

The same thing. BIC is the official name (Business Identifier Code, ISO 9362); SWIFT is the organisation that issues them, so the code is often called a SWIFT code.

Question 3

Why can’t a BIC be calculated from an IBAN?

Accepted Answer

An IBAN contains a national bank identifier, not the BIC. The two are linked by directories that each country’s central bank or payments body maintains, which is what this tool looks up.

Identifier	Primary BIC	Branch BICs	Status
640	KREDBEBB	— none published	Current
725	KREDBEBB	— none published	Current
726	KREDBEBB	— none published	Current
727	KREDBEBB	— none published	Current
730	KREDBEBB	— none published	Current
731	KREDBEBB	— none published	Current
733	KREDBEBB	— none published	Current
734	KREDBEBB	— none published	Current
735	KREDBEBB	— none published	Current
736	KREDBEBB	— none published	Current
737	KREDBEBB	— none published	Current
738	KREDBEBB	— none published	Current
739	KREDBEBB	— none published	Current
740	KREDBEBB	— none published	Current
741	KREDBEBB	— none published	Current
743	KREDBEBB	— none published	Current
744	KREDBEBB	— none published	Current
745	KREDBEBB	— none published	Current
746	KREDBEBB	— none published	Current
747	KREDBEBB	— none published	Current
748	KREDBEBB	— none published	Current
749	KREDBEBB	— none published	Current
868	KREDBEBB	— none published	Current

KBC Bank

BIC / SWIFT codes · 1

Bank identifiers in Belgium IBANs · 123