Do you still need a BIC?

Inside SEPA, most euro transfers no longer require one: the IBAN alone is enough. You will still be asked for a BIC on many international transfers, older payment forms and some payroll or invoicing systems.

The same thing. BIC is the official name (Business Identifier Code, ISO 9362); SWIFT is the organisation that issues them, so the code is often called a SWIFT code.

Why can’t a BIC be calculated from an IBAN?

An IBAN contains a national bank identifier, not the BIC. The two are linked by directories that each country’s central bank or payments body maintains, which is what this tool looks up.

Banks in Germany.

3,196 institutions that currently hold a bank identifier used in Germany IBANs, with the BIC each one maps to.

Spar- und Kreditbank Hardt -alt-Spar- u Kreditbk Hardt-alt-1 branch BIC1 identifier
Spar- und Leihkasse zu Bredstedt -alt-Spk Bredstedt -alt-1 branch BIC1 identifier
Spar-u Darlehnskasse Schloß Holte-Stukenbrock -alt-Spar-u Darlehnskasse -alt-1 branch BIC1 identifier
Spar-u. Kredit-BankSpar-u Kredit-Bank Gemünden1 branch BIC1 identifier
Sparda-Bank Augsburg1 branch BIC1 identifier
Sparda-Bank Baden-WürttembergSparda-Bank Baden-Württemb1 branch BIC1 identifier
Sparda-Bank Berlin1 branch BIC1 identifier
Sparda-Bank Hamburg1 branch BIC1 identifier
Sparda-Bank Hannover1 branch BIC1 identifier
Sparda-Bank Hessen1 branch BIC1 identifier
Sparda-Bank München1 branch BIC1 identifier
Sparda-Bank Nürnberg1 branch BIC1 identifier
Sparda-Bank Ostbayern1 branch BIC1 identifier
Sparda-Bank Südwest1 branch BIC1 identifier
Sparda-Bank West1 branch BIC1 identifier
Sparda-Bank West1 branch BIC1 identifier
Sparda-Bank West1 branch BIC1 identifier
Sparda-Bank West1 branch BIC1 identifier
Sparkasse AachenAACSDE331 identifier
Sparkasse Allgäu1 branch BIC1 identifier
Sparkasse AltbayernSpk Altbayern1 branch BIC1 identifier
Sparkasse Altenburger LandSpk Altenburger Land1 branch BIC1 identifier
Sparkasse Altmark WestSpk Altmark West Salzwedel1 branch BIC1 identifier
Sparkasse Altötting-MühldorfSpk Altötting-Mühldorf1 branch BIC1 identifier
Sparkasse am Niederrhein1 branch BIC1 identifier
Sparkasse Amberg-Sulzbach1 branch BIC1 identifier
Sparkasse an der Lippe1 branch BIC1 identifier
Sparkasse an Ennepe und RuhrSpk an Ennepe und Ruhr1 branch BIC1 identifier
Sparkasse an Volme und RuhrWELADE3H1 identifier
Sparkasse Ansbach1 branch BIC1 identifier
Sparkasse Arnstadt-Ilmenau1 branch BIC1 identifier
Sparkasse Aschaffenburg MiltenbergSpk AschaffenburgMiltenberg1 branch BIC1 identifier
Sparkasse Attendorn-Lennestadt-KirchhundemSpk Attend-Lennest-Kirchhdm1 branch BIC1 identifier
Sparkasse Aurich-NordenSpk Aurich-Norden1 branch BIC1 identifier
Sparkasse Bad Hersfeld-RotenburgSpk Bad Hersfeld-Rotenburg1 branch BIC1 identifier
Sparkasse Bad KissingenSpk Bad Kissingen1 branch BIC1 identifier
Sparkasse Bad Neustadt a d SaaleSpk Bad Neustadt a d Saale1 branch BIC1 identifier
Sparkasse Bad Oeynhausen-Porta WestfalicaSpk Bad Oeynh.-Porta Westf.1 branch BIC1 identifier
Sparkasse Bad Tölz-WolfratshausenSpk Bad Tölz-Wolfratshausen1 branch BIC1 identifier
Sparkasse Baden-Baden GaggenauSpk Baden-Baden Gaggenau1 branch BIC1 identifier
Sparkasse BambergSpk Bamberg1 branch BIC1 identifier
Sparkasse BarnimSparkasse Barnim Eberswalde1 branch BIC1 identifier
Sparkasse Battenberg -alt-1 branch BIC1 identifier
Sparkasse Bayreuth1 branch BIC1 identifier
Sparkasse Beckum-Wadersloh -alt-Spk Beckum-Wadersloh -alt-1 branch BIC1 identifier
Sparkasse Bensheim1 branch BIC1 identifier
Sparkasse Berchtesgadener LandSpk Berchtesgadener Land1 branch BIC1 identifier
Sparkasse Bergkamen-BönenSpk Bergkamen-Bönen1 branch BIC1 identifier
Sparkasse Bestwig -alt-Spk Bestwig -alt-1 branch BIC1 identifier
Sparkasse BielefeldSpk BielefeldSPBIDE3B1 identifier
Sparkasse Bochum1 branch BIC1 identifier
Sparkasse Bodensee1 branch BIC1 identifier
Sparkasse Bonn -alt-1 branch BIC1 identifier
Sparkasse Bonndorf-StühlingenSpk Bonndorf-Stühlingen1 branch BIC1 identifier
Sparkasse Borken-SchwalmstadtSpk Borken-Schwalmst,Borken1 branch BIC1 identifier
Sparkasse BottropSpk Bottrop1 branch BIC1 identifier
Sparkasse BremenSpk BremenSBREDE221 identifier
Sparkasse Büdelsdorf -alt-1 branch BIC1 identifier
Sparkasse Bühl1 branch BIC1 identifier
Sparkasse Burbach-NeunkirchenSpk Burbach-Neunkirchen1 branch BIC1 identifier