Do you still need a BIC?

Inside SEPA, most euro transfers no longer require one: the IBAN alone is enough. You will still be asked for a BIC on many international transfers, older payment forms and some payroll or invoicing systems.

The same thing. BIC is the official name (Business Identifier Code, ISO 9362); SWIFT is the organisation that issues them, so the code is often called a SWIFT code.

Why can’t a BIC be calculated from an IBAN?

An IBAN contains a national bank identifier, not the BIC. The two are linked by directories that each country’s central bank or payments body maintains, which is what this tool looks up.

Banks in Germany.

3,196 institutions that currently hold a bank identifier used in Germany IBANs, with the BIC each one maps to.

Sparkasse Merzig-WadernSpk Merzig-WadernMERZDE551 identifier
Sparkasse Miltenberg-Obernburg -alt-Spk Miltenberg-Obernb.-alt-1 branch BIC1 identifier
Sparkasse Minden-Lübbecke1 branch BIC1 identifier
Sparkasse Mittelfranken-SüdSpk Mittelfranken-Süd1 branch BIC1 identifier
Sparkasse MittelholsteinSpk Mittelholst Rendsburg1 branch BIC1 identifier
Sparkasse Mittelmosel-Eifel Mosel HunsrückSpk Mittelmosel EMH1 branch BIC1 identifier
Sparkasse MittelsachsenSpk Mittelsachsen1 branch BIC1 identifier
Sparkasse Mittelsachsen -alt-Spk Mittelsachsen -alt-1 branch BIC1 identifier
Sparkasse MittelthüringenSpk Mittelthüringen1 branch BIC1 identifier
Sparkasse Mitten im SauerlandSpk Mitten im Sauerland1 branch BIC1 identifier
Sparkasse Mitten im Sauerland -alt-Spk Mitten im Sauerl. -alt-1 branch BIC1 identifier
Sparkasse MuldentalSpk Muldental1 branch BIC1 identifier
Sparkasse Mülheim an der RuhrSpk Mülheim an der RuhrSPMHDE3E1 identifier
Sparkasse Münsterland OstSpk Münsterland Ost1 branch BIC1 identifier
Sparkasse Neckartal-OdenwaldSpk Neckartal-Odenwald1 branch BIC1 identifier
Sparkasse Neu-Ulm-IllertissenSpk Neu-Ulm Illertissen1 branch BIC1 identifier
Sparkasse Neubrandenburg-DemminSpk Neubrandenburg-Demmin1 branch BIC1 identifier
Sparkasse Neuburg-Rain -alt-Spk Neuburg-Rain -alt-1 branch BIC1 identifier
Sparkasse Neukirchen-Vluyn -alt-Spk Neukirchen-Vluyn -alt-1 branch BIC1 identifier
Sparkasse Neumarkt i d OPf-ParsbergSpk Neumarkt i d OPf-Parsbg1 branch BIC1 identifier
Sparkasse Neunkirchen1 branch BIC1 identifier
Sparkasse NeussWELADEDN1 identifier
Sparkasse Neuwied1 branch BIC1 identifier
Sparkasse Niederbayern-MitteSpk Niederbayern-Mitte1 branch BIC1 identifier
Sparkasse Niederlausitz1 branch BIC1 identifier
Sparkasse Nienburg1 branch BIC1 identifier
Sparkasse Nördlingen -alt-1 branch BIC1 identifier
Sparkasse Nordschwaben1 branch BIC1 identifier
Sparkasse NürnbergSSKNDE771 identifier
Sparkasse OberhessenSpk Oberhessen1 branch BIC1 identifier
Sparkasse Oberland1 branch BIC1 identifier
Sparkasse Oberlausitz-NiederschlesienSpk Oberlausitz-Niederschl.1 branch BIC1 identifier
Sparkasse Oberpfalz NordSpk Oberpfalz Nord1 branch BIC1 identifier
Sparkasse OdenwaldkreisSpk Odenwaldkreis Erbach1 branch BIC1 identifier
Sparkasse Oder-Spree1 branch BIC1 identifier
Sparkasse Offenburg/Ortenau1 branch BIC1 identifier
Sparkasse Olpe-Drolshagen-WendenSpk Olpe-Drolshagen-Wenden1 branch BIC1 identifier
Sparkasse OsnabrückNOLADE221 identifier
Sparkasse Osterode am Harz1 branch BIC1 identifier
Sparkasse Ostprignitz-RuppinSpk Ostprignitz-Ruppin1 branch BIC1 identifier
Sparkasse Ostunterfranken -alt-Spk Ostunterfranken -alt-1 branch BIC1 identifier
Sparkasse Paderborn -alt-1 branch BIC1 identifier
Sparkasse Paderborn-Detmold-HöxterSpk Paderborn-Detmold-Höxt.WELADE3L1 identifier
Sparkasse Parchim-Lübz1 branch BIC1 identifier
Sparkasse PassauSpk Passau1 branch BIC1 identifier
Sparkasse PfaffenhofenSpk Pfaffenhofen1 branch BIC1 identifier
Sparkasse Pforzheim CalwPZHSDE661 identifier
Sparkasse Pfullendorf-MeßkirchSpk Pfullendorf-Meßkirch1 branch BIC1 identifier
Sparkasse Prignitz1 branch BIC1 identifier
Sparkasse Radevormwald-Hückeswagen -alt-Spk Radevormwald-Hücke.-alt1 branch BIC1 identifier
Sparkasse Rastatt-Gernsbach1 branch BIC1 identifier
Sparkasse Regen-Viechtach1 branch BIC1 identifier
Sparkasse RegensburgSpk Regensburg1 branch BIC1 identifier
Sparkasse Rhein Neckar NordSpk Rhein Neckar NordMANSDE661 identifier
Sparkasse Rhein-HaardtSpk Rhein-Haardt1 branch BIC1 identifier
Sparkasse Rhein-Maas1 branch BIC1 identifier
Sparkasse Rhein-Nahe1 branch BIC1 identifier
Sparkasse Rheinberg -alt-Spk Rheinberg -alt-1 branch BIC1 identifier
Sparkasse Rietberg -alt-Spk Rietberg -alt-1 branch BIC1 identifier
Sparkasse Rosenheim-Bad AiblingSpk Rosenheim-Bad Aibling1 branch BIC1 identifier